When It Rains, It Floods: The Policy That Didn’t Cover the Flood

In a noteworthy judgment delivered on 11 April 2025, the Court of Como ruled on the interpretation of clauses in an insurance policy covering property damage. A British couple who owned a house in the municipality of Laglio had taken out an insurance policy through a friend who acted as an intermediary with an Italian […]

Polizze più chiare, clienti più consapevoli: verso un mercato assicurativo trasparente

Il presente contributo analizza l’operatività in ambito assicurativo della regola della trasparenza intesa come declinazione del generale dovere di correttezza e buona fede. Nel settore assicurativo, così come in altri mercati regolamentati, il consumatore in astratto riceve tutte le informazioni ma, a causa della difficoltà di lettura delle norme contenute nei contratti, molto spesso non […]

Clearer policies, more informed customers: towards a more transparent insurance market

This article explores how the principle of transparency operates within the insurance sector, understood as a specific application of the broader duty of fairness and good faith. In regulated markets such as insurance, consumers, in theory, receive all necessary information. However, due to the complexity of the language used in contractual provisions, they often struggle […]