EVER GIVEN – Il blocco del Canale di Suez e del traffico marittimo internazionale di merci. Le conseguenze, i danni  per l’intera economia marittima e per i destinatari dei carichi presenti a bordo. Dichiarazione di “AVARIA GENERALE”

La nave cargo “EVER GIVEN”della società di navigazione taiwanese EVERGREEN CORP. è una portacontainer di grandi dimensioni , lunga 400mt e larga 50mt, costruita nel 2018 (quindi nuova)  capace di trasportare  circa 20.000teu e che il 23 marzo 2021,durante la navigazione nel Canale di Suez, si incagliava a causa – pare – di avverse condimeteo […]


By order no. 9 of 14 January 2021, the Authority for protection personal data imposed a fine of €75,000.00 on the Lazio Region for failing to appoint a company in charge of a call centre service as a data processor. The activity at issue concerned the processing of users’ data through the portal “Salute Lazio,” […]

Cookies And Other Tracking Tools: The Italian Data Protection Authority’s Guidelines

The Italian Data Protection Authority, with provision no. 255 of 26 November 2020, has resolved to launch the public consultation procedure relating to the “Guidelines on the use of cookies and other tracking tools“. The relevant notice was published in the Official Journal of the Italian Republic on 11 December 2020 and will expire thirty […]

Supervisory Expectations on Product Oversight and Governance Requirements Amidst the COVID-19 Situation

Following the decision of April 1, 2020, on the mitigation of the impact of COVID-19 on customers, and in view of the different measures taken by many insurance companies, EIOPA, in the communication of July 9, 2020, intended to clarify its expectations regarding the application of the so-called Product Oversight and Governance (POG) requirements. To […]

DATA BREACH: The Italian Privacy Authority Sanctions UniCredit S.p.A. for 600.000 Euro

With an injunction order dated 10 June 2020, the Privacy Guarantor ordered Unicredit S.p.A. to pay € 600.000 following a given breach caused by abusive access to the personal data of over 700.000 customers. The abusive accesses, concerning a multiplicity of information, had been made using the utilities of some employees of an external business […]

It is not possible to deny insurance coverage through complicated interpretations of the insurance contract

The Supreme Court by order no. 11092/2020 clarified that it is not possible to exclude insurance coverage through complex interpretations of the policy. In the case at issue, the plaintiffs challenged the decisions of first and second instances based on the exclusion of the policy, which could be considered effective only in the event of […]

Unfair competition within the insurance market

In recent time, the insurance market is exposed to a practice implemented by insurance agents of promoting new products to customers of their former Insurance Company. Such conduct exposes the agent to the risk of receiving compensation claims from the insurance company, which suffers a reduction in its customer portfolio. In this regard, the court rulings […]

COVID-19 Emergency: Reinstatement of normal deadlines for handling complaints and requests for information

With a communication published on IVASS’s website on June 30, 2020 the Authority informed companies and intermediaries about the reinstatement of the normal deadlines for handling complaints and requests for information, that companies will receive from July 1, 2020. As a consequence of the above, following the notices published on IVASS website on March 23 […]

A twisted interpretation of the contract cannot exclude insurance cover

With decision no. 11092 of June 10, 2020, the Third Civil Section of the Court of Cassation ruled out that a twisted interpretation of the insurance contract could be considered suitable to deny insurance cover, recalling the obligation of good faith and fairness as criteria for the interpretation of the contract. In particular, in the […]